Title : Bankruptcies, Foreclosures and Modifications - Part of the Mortgage Market Mania
link : Bankruptcies, Foreclosures and Modifications - Part of the Mortgage Market Mania
Bankruptcies, Foreclosures and Modifications - Part of the Mortgage Market Mania
The U.S. government statistics showed that over 1 million foreclosures were filed in America in 2010. In 2011, there have already been over 3 million foreclosures filed. Two housing industry records broken two years in a row. Oddly, last year the news bureaus were telling us that the mortgage and housing industry had bottomed out and that the only way to go was up. The numbers tell us otherwise.
Upside Down
As the housing markets continue to settle, much of the value of many homes has settled to such a degree that home buyers are finding themselves with loans worth up to twice the fair market price of their houses. Of course, this devaluation has been the cause of a rush to ease that upside-down status with home loan modifications.
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