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Title : 7 Steps to Get Out of Debt
link : 7 Steps to Get Out of Debt

7 Steps to Get Out of Debt

It seems like everyone out there has advice on getting out of debt. Some of it is good, some of it is bad. Most of it is incomplete because as non-attorneys, people who tell you how to get out of debt don't understand all of the options. So check out the below steps, some of which you may have heard before, some of which you probably haven't.

Step 1 - Stop the Bleeding. In other words, stop using credit. Some "experts" (I use that word loosely) tell you to immediately shred your credit cards and stop drawing on credit. That is generally appropriate but oftentimes not possible. Sometimes people have large expenses, emergencies, or other unanticipated events arise which make immediate abandonment of credit an unlikely event. So, if you have to wean yourself off of credit that is acceptable. However, this process should take not more than 2-3 months. You should start operating on a cash only basis. I don't mean start using only green cash, but use your debit card as well.

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