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Title : A Personal Savings Account
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A Personal Savings Account

It is estimated that 65% of Americans will open a personal savings account during their life time. This type of savings is extremely useful for successful money management. Many Americans run into trouble by spending all their money and failing to put any money aside. They may have just enough money to get by month to month, but have no money available to them if something were to go wrong.

There are many benefits to starting a savings account. The interest rate may not be as high as other types of accounts, but the money is very accessible. It is very easy to transfer funds from a personal savings account to a checking account. You never know when a car is going to break down and you will need some cash on hand to pay for repairs.

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