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Title : Best Lawyer For Chapter 13
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Best Lawyer For Chapter 13

Due to the recession and liquidity crunch of 2007, many people in the US have missed payments toward their unpaid credit bills. Their debts have piled up and reached such a proportion that it has become beyond their limit to pay off. Hence, in order to avoid foreclosure the only option available to them is bankruptcy.

Bankruptcy is a legal process that gives a person an option to resolve his debts within a reasonable time, through the distribution of his assets amongst the creditors. After all debts are paid off, the person will have an opportunity to start afresh. Once a person files for bankruptcy, his lender has to suspend all legal actions against him. In a Chapter 13 bankruptcy a person doesn't have to convert his assets into cash by liquidation. Instead he will be allowed to make payments for debts as per a new repayment plan and will be able to get rid of all his financial obligations within 3 to 5 years.

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