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Title : Chapter 20 - No Stripping Without Judicial Permission
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Chapter 20 - No Stripping Without Judicial Permission

A debtor files a Chapter 7 case and gets a discharge. She then files a Chapter 13 case before the requisite four years have passed which would allow her to get a Chapter 13 discharge. Even though she is not eligible for a discharge in the Chapter 13 case, she can potentially still receive the benefit of the automatic stay and use other reorganization and restructuring benefits of Chapter 13 to manage debt that was not discharged in or incurred subsequent to the Chapter 7 case. For the uninitiated, this is referred to colloquially as a "Chapter 20" bankruptcy filing.

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