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Title : Obtaining Your Free Annual Credit Report
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Obtaining Your Free Annual Credit Report

In attempt at increasing financial awareness and fairness, there is now legislation that allows individuals to access their credit report for free once each year. Obtaining your free annual report can be tiresome and complicated, however, if you are not schooled in finances and credit bureaus. Here is an overview of credit reports that should make understanding them less complicated.

Where Do I Obtain My Credit Report?

In the US there are three credit bureaus that are responsible for obtaining credit information, calculating scores, and compiling a report. These bureaus are TransUnion, Experian, and Equifax. In order to obtain a report from these establishments, you may contact them via telephone, internet, or written mail. It is recommended that you request reports from all three bureaus simultaneously so that you can compare your scores.

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